Three Programmes. One Focus: Your Retirement Records.

Every Silverpadas programme starts from the same premise: before any retirement-related decision can be made with clarity, the household needs to know what documents exist, where they are, and what they say. That sounds basic — and it is. But the process of actually assembling that picture, for a household with a twenty or thirty year working history, is rarely straightforward.

Silverpadas programmes are designed to move participants through that process step by step. The introductory talk establishes what should be in a complete file. The workshop series supports people who need to reconstruct a file from scattered or incomplete sources. The capability build equips organisations to sustain that kind of support within their own community.

Throughout all three programmes, the same boundary applies: Silverpadas provides education and process guidance, not personalised assessment or regulated advice. Where a question requires the judgement of a qualified practitioner, the referral sheet distributed at every session names the appropriate type of professional for that category of matter.

Materials are drawn from published EPF, SOCSO and government source documents. They are reviewed each year and updated to reflect current publications. All handouts and worksheets are produced in English and Bahasa Malaysia.